Carrier Resources

Underwriting Cheat Sheet

Term Life Lookback Guide

Term Life DUI/DWI Lookback Guide

Final Expense Matrix

Build Chart Guide

Winflex Web

Common Meds

Drugs.com

American Amicable

Quoter – eApp

Agent Guides – Applications – Consumer Brochures

Agents are eligible to write with AmAm on day one as it is now a Just-in-Time carrier. Please follow the directions here.

American Amicable & Occidental Carrier Specifics:
American Amicable and Occidental are part of the same entity; however, if an agent is licensed in any one of the states listed below, they MUST be contracted with Occidental.

IA, MA, MI, NJ, RI, VT

Term

Home Certainty (+ROP 75%)
Express Term (+ROP 75%)
Term Made Simple
Quility Secure Future Preferred
Family Legacy

Whole Life/Final Expense (FE)

Dignity Solutions – FE

Mutual of Omaha

Quoter – eApp

Agent Guides – Applications – Consumer Brochures

Product Portfolio – Updated 7/2023

MOO product education:

Logon to MOO agent website
Hover over “Products”
Under the Life column, click on “Sales Tools”
Click on “Product Education”

Term

Term Life Express (+ROP 100%)

Whole Life/Final Expense (FE)

Indexed Universal Life Express
Living Promise – FE
Children’s Whole Life

Accidental

Guaranteed Advantage

Americo

Quoter – eApp

Agent Guides – Applications – Consumer Brochures

Training Videos

Term

Term 100
Term 125
CBO 50
CBO 100

Whole Life/Final Expense (FE)

Eagle Premier – FE
Eagle Premier Guaranteed

SBLI

Quoter – eApp

Agent Guides – Applications – Consumer Brochures

E&O Insurance is required to sell all products with this carrier

Term

Quility Level Term (+ROP 100%)

Forester’s

Quoter – eApp

Agent Guides – Applications – Consumer Brochures

Agents in all states (except MA, CT, NM, PA and LA) are eligible to write with Forester’s on day one as it is now a Just-in-Time carrier. Please follow the directions here.

E&O Insurance is required to sell all products with this carrier EXCEPT for the Strong Foundation and PlanRight products.

Term

Strong Foundation

Whole Life/Final Expense (FE)

Smart UL
Plan Right – FE
Brightfuture (Child WL)

Accidental

Prepared II Accidental Death Term

AIG/ Corebridge

Quoter-eApp

Agent Guides – Consumer Brochures

Whole Life/Final Expense (FE)

SimpliNow Legacy Simplified Issue Whole Life (SIWL)

Guaranteed Issue Whole Life (GIWL)

**If your client doesn’t fit within the build chart parameters or if any of the following apply to your client, then Guaranteed Issue (GIWL) is the route to take. *Requires E&O

● Congestive heart failure
● Oxygen use
● Kidney dialysis
● Dementia/ Alzheimer’s
● HIV/ AIDS
● Kidney failure
● Organ Transplant
● Liver disease
● Amputation caused by disease